The holidays are almost upon us and we are already publishing our fifth issue! Where has the time gone? This past month of October, CFOM has had over 6,000 visitors and more than 10,000 page loads. We have some changes this month that are noteworthy. The Ask Ashley column will be retiring. Ashley is so busy that she has to say goodbye. She wanted you all to know she enjoyed giving advice to her readers but it's time for her to move on. The Teen column is also taking a hiatus and may or may not be back depending on what we decide.